Education Loan
Eligibility of a student:
Expenses considered for loan:
Quantum of Finance:
Margin:
Up to INR 4 Lakh – Nil
Above INR 4 Lakh – INDIA – 5% || Abroad – 15%
Security:
Repayment:
Repayment of the loan will be in equated monthly installments (EMI’s) for period as under:
For Loan up to INR 7.5 Lakh – 10 years
For Loan above INR 7.5 Lakh – 15 years
Upfront or Processing Fee:
For abroad studies: Depends on bank to bank .1 % with minimum of INR 2000 to INR 10,000/-(refundable on dispersement of loan amount)
Below are the important links of some of the Nationalized and Financial service non-banking sectors, offers Education Loans for Foreign Studies :
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Andhra Bank |
http://www.andhrabank- india.com/english/loans1.asp |
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Bank of Baroda |
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Bank of India |
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Canara Bank |
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Dena Bank |
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State Bank of India |
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Union Bank of India |
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Bank of Maharastra |
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Avanse Financial Services |
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Vijaya Bank |
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HDFC Bank |
https://www.hdfccredila.com/ |
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